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insurance!?

PostPosted: May 19th, 2009, 8:58 pm
by twit
hi im after what companies people are using for there modified e series i have lowered, rims, exhaust, cam, etc etc etc and i am preferrably after full comprehensive rather than resorting to just 3rd party insurance i looked at racv and looks like they cover mods but i might be missing some fine print wat does everyone recomend im with aami and they only cover 2 mods which is fckin useless so wat does everyone else use????

Re: insurance!?

PostPosted: May 19th, 2009, 9:17 pm
by Nath00
Just Cars is the way to go. they are for P plate drivers and modified cars, as far as i know they cover all modifications.
check them out

Re: insurance!?

PostPosted: May 19th, 2009, 9:17 pm
by twit
cheers m8

Re: insurance!?

PostPosted: May 19th, 2009, 9:31 pm
by twit
just got a quote its gona cost me $2306 too expensive from just cars

Re: insurance!?

PostPosted: May 19th, 2009, 9:36 pm
by wicksy
yeah just cars excess is fucking huge, try NRMA

Re: insurance!?

PostPosted: May 19th, 2009, 9:38 pm
by holmsy
stay with aami mate.
give them a call they recently changed their policy they cover unlimited mods now.
i saved over $100 on each car going from just car back to aami. (3rd party)

Re: insurance!?

PostPosted: May 19th, 2009, 9:53 pm
by twit
riteo thanks ill look into it

Re: insurance!?

PostPosted: May 19th, 2009, 10:05 pm
by EB_Ghia
im with racv for the eb....
they said mods are ok aslong i dont touch the chassis. and it would pass a rwc.
only reason why im with them is cgu wouldnt touch me after the manual conversion lol

the xf is still with cgu... mainly cos i cbf'd changing it over.. will prolly do it at the renewal time..

Re: insurance!?

PostPosted: May 19th, 2009, 10:11 pm
by twit
wats the premium like if u dont mind me asking and it that for full comp

Re: insurance!?

PostPosted: May 19th, 2009, 10:35 pm
by EB_Ghia
twit wrote:wats the premium like if u dont mind me asking and it that for full comp

both of mine are only 3rd party fire and theft.....at the time i got both policys i was broke. and something is better than nothing

but the eb is 200 a year
the xf is 180 a year

but i have a clean driving record and im over 25 so my exess is only 500...

Re: insurance!?

PostPosted: May 19th, 2009, 10:36 pm
by twit
i just got an online quote for $1056 from racv with 1000 excess plus 400 extra cos im under 25 so might go with that possibly

Re: insurance!?

PostPosted: May 19th, 2009, 10:42 pm
by EB_Ghia
twit wrote:i just got an online quote for $1056 from racv with 1000 excess plus 400 extra cos im under 25 so might go with that possibly

that doesnt sound too bad for comprehensive

i cant remember what the figure was for the eb was. for comprehensive when i got quoted with the mods..
i'll see if i can find the form for it.

Re: insurance!?

PostPosted: May 20th, 2009, 11:22 am
by EDFalcon
A lot of companies say they will cover mods on your car but if you have an accident they will void your insurance for illegal mods. This happened to a mate that was with Just Car.

Shannons is good but you will struggle to get insurance with them at your age.

When I was younger I was with a company that was called Young And Cool at the time but I think its something different now. Look them up. They were really cheap and covered all mods to the car.

Re: insurance!?

PostPosted: May 20th, 2009, 1:24 pm
by Bipolar

Re: insurance!?

PostPosted: May 20th, 2009, 1:48 pm
by t1MMy
Im with RACV and have full comp which cost me $1,100 a year unlimited mods (as long as they are legal).
And yes I have told them all of the mods, no point in risking not telling them

Re: insurance!?

PostPosted: May 20th, 2009, 6:04 pm
by twit
i am on red p's and have modifications so does that make mine illegal no matter what.....or do u recon they'll cover me

Re: insurance!?

PostPosted: May 20th, 2009, 6:37 pm
by twit
that young and cool is now called famous so i got an online quote which they'll contact me to see how much

Re: insurance!?

PostPosted: May 21st, 2009, 2:08 pm
by nc_lane
Hi Mate,

Just go and drop in at Shannons. That what I did and i got insurence from them when i was 21

Re: insurance!?

PostPosted: May 21st, 2009, 6:37 pm
by twit
what sort of price were u paying for shannons m8 ?

Re: insurance!?

PostPosted: May 21st, 2009, 7:30 pm
by vey
i got insurance with aami ... its fuckin 1750 $ excess ... lol the cars 2 grand.. ridiculous...


im 17 and on red p's thats with the car under my dads name with me as "occasional"

Re: insurance!?

PostPosted: May 21st, 2009, 8:35 pm
by twit
yeh im in the same situation gona use my dad when i can if i need to lol cept im 18 on red p's in vic so far racv might be the best option since they cover mods and only $1056 per year and excess is 1400 its an xh ute worth bout 5000 on the market

Re: insurance!?

PostPosted: May 22nd, 2009, 9:20 am
by nc_lane
twit wrote:what sort of price were u paying for shannons m8 ?


not much abt 800 or so for comprehensive

Car had rims, 3 subs amps, speakers, custom dash, ba bulge, pedders suspension, extractors, 3 dvds etc....

Re: insurance!?

PostPosted: May 22nd, 2009, 6:13 pm
by twit
is that excess or per year

Re: insurance!?

PostPosted: May 26th, 2009, 5:31 pm
by nc_lane
No 800 per year. Excess was te normal 400 + under 25 500 i believe